How is RobotMoney priced?
Two numbers. A small charge per decision, after 1,000 free a month. A small percentage of the money your agents move, between 0.15% and 0.30% depending on plan. There is no seat price and no agent price.
What counts as a decision?
One answer to one request. An agent asks to pay, RobotMoney checks the request against your policies and returns approved, needs review or blocked. Each answer is one decision. Reads, lookups, policy changes and anything in the Control Center are free.
Do you charge per agent?
No. Register as many agents as you like on every plan. An agent that never asks to pay costs nothing.
Do you charge transaction fees?
We charge a percentage of money moved: 0.30% on Free, 0.25% on Usage, 0.15% on Platform. It is charged on payments that settled, monthly in arrears. Blocked and held payments are not charged. Card charges carry a small flat fee per charge instead of a percentage.
Are API and MCP calls included?
Yes, on every plan. We meter decisions, not calls. Calling the API to check a balance, list activity or update a policy is free.
Is there a free plan?
Yes. 1,000 decisions a month, unlimited agents, every rail, and the full API and MCP server. You pay only 0.30% on money moved. No card needed to start.
What happens when I go past 1,000 decisions?
You move to Usage. Each decision above 1,000 is $0.01, with a $99 monthly minimum, and your fee on money moved drops to 0.25%. Nothing stops. Nothing needs re-configuring.
Does pricing change based on payment volume?
Yes, in your favor. The percentage on money moved falls as you move up: 0.30%, 0.25%, 0.15%, and 0.10% or less on custom Platform agreements.
Do you hold my money?
No. Money stays in your wallet, your bank or your Airwallex account until the moment a payment runs. We never take deposits, never hold a balance, and earn nothing on float.
What does Platform include?
Everything in Usage plus sub-accounts for your own customers, white label, decisions delivered inside your product, custom approval chains, dedicated limits, and a named manager. From $2,000 a month with volume pricing on decisions.
Do you offer custom enterprise pricing?
Yes. Above about a million decisions a month, or for dedicated infrastructure, custom rails and an SLA, we agree a price per decision and a percentage on money moved. Contact sales.
Can I cancel?
Any time. Usage is month to month. You keep access until the end of the period, then drop to Free. Your agents, policies and history stay.
Which rails do you support?
Stablecoin payments through Crossmint, x402 for pay-per-call, and bank on-ramps through Crossmint and Airwallex depending on region. The price per decision is the same on every rail.