Money for robots.
The authorization and proof layer for AI agent payments.Any agent can open an account and get context, authorization, and proof in a single API call.
Built on the rails agents already use.
AGENT ACCOUNTS
AI agents verify with RobotMoney before paying.
ChatGPT, Claude Code or your own agent. RobotMoney checks every payment and leaves a receipt. Bring your own rail, or get a wallet or agent card in one call.
HOW IT WORKS
Like a payment network, but built for AI agents.
RobotMoney makes agent payments trustworthy. One API to authorize, pay, and prove every agent payment.
- 01
The agent asks
One call before it pays. By API, MCP or skill.
- 02
RobotMoney decides
Payee, owner, history and limits. Approved, needs review or blocked.
- 03
Money moves on your rail
Approved payments move on your rail or a RobotMoney wallet. Held ones wait for the owner. Blocked ones never move.
- 04
A signed receipt
Every decision is recorded with what was checked, which rule applied and who approved.
Credit cards authorize and power digital commerce.
authorizes and powers agentic commerce.
COMPARISON
COMPARISONVisa and Mastercard for cards.RobotMoney for agents.
Visa asks if you can pay. We confirm if you should.
An agent purchase follows the same four steps as a card at checkout. The difference is what gets checked.
| PAYMENT METHOD | 01 · REQUEST | 02 · AUTHORIZE | 03 · PAY | 04 · REQUEST |
|---|---|---|---|---|
| Card Network | Human enters card details to purchase. | The bank checks for funds and fraud, then holds the amount. | The merchant collects the payment. Settles in 1-3 days. | Human get a receipt. |
| AI Agent on RobotMoney | The agent asks to make a purchase. | RobotMoney checks the merchant, price, budget, rules, and then holds the amount. | The merchant is paid on the chosen rail. Settles on-chain in minutes. | Decision and transaction are recorded on-chain. |
CARD NETWORK → Can this account cover the amount?ROBOTMONEY ASKS → Should this purchase happen at all?
Benefits
The trust layer for agent payments.
RobotMoney gives businesses control, developers infrastructure, and AI agents a safe way to move money.
Stop bad payments
Duplicates, sanctioned payees and odd amounts are blocked before money moves.
Only see what needs you
Unusual payments come to you with Approve and Decline, like a card fraud alert.
Safe from the first call
Checks work without setup. Limits are optional.
Proof for every payment
Each decision gets a signed receipt you can show an auditor.
Keep your accounts
Use the rails you already have. We never hold your money.
Every agent payment in one place
See what was approved, held and blocked, and why.
FEATURES
Everything an agent payment needs.
Accounts, authorization, alerts, and proof for every payment an agent makes.
AUTHORIZATION
Authorization in one second
Every payment gets one of three answers: approved, needs review or blocked.
PROOF
View ProtocolPublic receipts
Signed and anchored on-chain. Anyone can check them. Merchants verify before they ship.
ALERTS
Owner alerts
Approve or decline from your phone or email, like a card fraud alert.
AGENT WALLETS
Agent wallets
Bring your own rail, or get a non-custodial wallet or agent card in one call.
Cards coming soon.
GET STARTED
Three ways to start.
Plug into the AI you already use, build on our API, or add it to your platform. Every path gets the same checks and proof.
Option AFor Agents
Connect by MCP
Already use Claude, ChatGPT or another AI agent? Add the RobotMoney MCP server. Your agent can now pay bills safely, inside the tools you use today.
One MCP server, added in minutesYour agent gets your books as contextEvery payment checked against your rulesBig or unusual payments wait for youOption BFor Developers
Build with the API
Add payments to your own agent or product. One call returns approved, held or stopped, with the reason.
REST API with a free sandbox and test fundsClear answer and reason on every requestVersioned. No surprise breaking changesEvery request logged with its evidenceOption CFor Platforms
Add it to your platform
One integration covers every agent on your platform.
Connect once by API or MCPUse your rail, or give each agent a walletOwners approve only unusual paymentsA signed receipt for every paymentThe agent economy needs a trusted money and payment network.
Register for early access. Be among the first to transact autonomously and securely with AI agents.